Privacy Policy

NestPlan Retirement Calculator | Last Updated: January 2026

1. Information We Collect

We do not collect any personal information.

NestPlan is designed with your privacy as a priority. The app:

• Does NOT require account creation or login
• Does NOT collect your name, email, or contact information
• Does NOT transmit your financial data to any server
• Does NOT use analytics or tracking services
• Does NOT share any data with third parties

2. Data Storage

All data you enter into NestPlan (account balances, ages, projections, scenarios) is stored locally on your device only using your browser's or app's local storage.

This means:

• Your data never leaves your device
• We cannot see or access your financial information
• If you delete the app or clear browser data, your saved scenarios are permanently removed

3. Advertising (FREE Version Only)

The FREE version of NestPlan displays minimal, family-friendly advertising through Google AdMob to support development costs:

• Small banner ad displayed at the bottom of the screen
• Occasional interstitial ads shown between certain actions (not overwhelming)
• AdMob may collect: Device information, ad interaction data, and general location (city-level) for ad targeting
• You can opt out: Upgrade to PRO for a completely ad-free experience

Google AdMob's privacy practices are governed by Google's Privacy Policy: https://policies.google.com/privacy

4. In-App Purchases

NestPlan offers optional PRO features via in-app purchase. These purchases are processed entirely by Apple through the App Store. We do not receive or store any payment information such as credit card numbers.

5. Third-Party Services

NestPlan does not integrate with any third-party services, analytics platforms, or advertising networks beyond Google AdMob (FREE version only).

6. Children's Privacy

NestPlan is a financial planning tool intended for adults. We do not knowingly collect information from children under 13 years of age.

7. Data Security

Because your data never leaves your device, it is as secure as your device itself. We recommend:

• Using device passcodes or biometric authentication
• Keeping your device software up to date
• Exporting scenarios (PRO feature) as backups if desired

8. Your Rights

Since we do not collect any personal data, there is no data for us to access, modify, or delete. You have complete control over your information stored locally on your device.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: Contact Support

Business Entity: CoreForge LLC